Vivifi India Finance operates in the fintech and NBFC space, offering digital lending and financial services tailored to consumers and small businesses. The company provides products such as personal loans, business loans, digital credit lines, and p...
I spoke with a few current and former employees to get a balanced picture of working at Vivifi India Finance. Many people said they enjoy the fast pace and the fintech product focus — you will work with smart teams and see product changes roll out quickly. Some junior hires praised mentorship and hands-on learning, while a few mid-level folks mentioned occasional process gaps and changing priorities. Overall, testimonials suggest that working at Vivifi India Finance is stimulating if you like problem-solving and a start-up rhythm.
The company culture at Vivifi India Finance leans toward innovation and agility. Teams are encouraged to experiment, and there is an emphasis on measurable outcomes over long meetings. Collaboration is common between product, tech, and operations. At the same time, some employees feel the culture can be uneven across departments: pockets of strong psychological safety exist, while other groups operate more transactionally. If you value a culture that rewards initiative and quick learning, you will likely fit in.
Work-life balance at Vivifi India Finance varies by role. Customer-facing and product release-related roles see peak loads during launches and month-end cycles, so you’ll sometimes work extended hours. Many employees report that managers are open to flexibility, making hybrid or adjusted schedules possible. There is a general expectation to be responsive during important windows, but outside of those periods the load is moderate. Searching for work-life balance at Vivifi India Finance means picking a team with clear boundaries.
Job security is moderate and tied to business performance and funding cycles. The company has focused on scaling responsibly, but roles connected to new initiatives can be more exposed if those projects are paused. Overall, there is a sense that core operational and compliance roles have more stability. You will find that transparency about business health improves when leadership communicates clearly.
Leadership is product- and growth-oriented, with senior leaders often making decisions quickly to capitalize on market opportunities. This can be energizing, but it requires adaptability from employees. Management style across teams ranges from hands-on coaching to directive execution. There is room for stronger middle-management training, but executive leadership is accessible and engages with teams on strategy and direction.
Managers at Vivifi India Finance generally receive positive feedback for their technical knowledge and willingness to clear roadblocks. High-performing managers invest time in career conversations and prioritize team outcomes. Some reviews note inconsistency in managerial skills — where a few managers excel at development and feedback, others could improve in delegation and prioritization. When interviewing, ask about your prospective manager’s style.
Learning and development opportunities are present and practical. The company supports on-the-job learning, cross-functional projects, and occasional external courses. There is emphasis on product, analytics, and compliance upskilling. Formal L&D budgets exist but may be limited compared to larger firms; however, mentorship and internal knowledge sharing make up for that gap for many employees.
Opportunities for promotion are available, especially for people who deliver measurable impact and take ownership. The company rewards performers with faster tracks in product and tech roles. That said, promotion cycles are not always standardized — clarity on timelines varies between teams. If you are proactive in setting goals and tracking outcomes, your chances of promotion improve.
Salary ranges are competitive for a fintech of this size but will depend on location, role, and experience. Typical ranges observed:
These are approximate figures; actual offers will vary. You will find total compensation is often balanced between base salary and variable components.
Bonuses and incentives are performance-linked and tied to individual, team, and company metrics. There is a variable pay component that can be meaningful for top performers. Some employees report that bonus clarity improves with regular reviews and transparent goal setting. There are also spot bonuses and recognition awards for exceptional contribution.
Health and insurance benefits are standard and cover employees with a basic group health plan and some companies offering family floater options. Wellness initiatives and mental health support are occasionally provided. For most employees, the health coverage is adequate for routine needs, but those who require specialized care may need supplemental personal insurance.
Employee engagement includes team outings, knowledge-sharing sessions, and occasional all-hands. Events are a mix of virtual and in-person, depending on location and timing. Engagement is more active within smaller teams where social bonds are stronger. The company does try to keep morale up with recognition programs and informal meet-ups.
Remote work support is available and often practiced in a hybrid model. The company provides necessary tools and allows remote collaboration, but some roles require presence for compliance or client interaction. Remote onboarding and communication are managed, though some employees suggest improvements in remote training and access to hardware reimbursements.
Average working hours are approximately 9–10 hours on workdays during normal cycles. During sprints, product launches, or month-end activities this can rise to 11–12 hours temporarily. Teams tend to respect off-hours outside critical windows. You will be expected to manage time effectively during peak periods.
Attrition is moderate, with some churn typical of a high-growth fintech. There have been instances of restructuring in market downturns, but no widespread chronic layoffs reported publicly. Some attrition reflects career moves to larger companies or start-ups. The company is cautious about hiring and aims to align headcount with business targets.
Overall, this organization offers a dynamic environment for people who enjoy fintech, quick decision-making, and measurable impact. Compensation and benefits are reasonable for the market segment, and learning opportunities are strong through hands-on work. If you value a culture that rewards initiative and do not mind occasional bursts of intensity, this is a place to grow. On a balanced scale considering culture, pay, growth, and stability, the company rates as a solid option for ambitious professionals.
Read authentic experiences from current and former employees at Vivifi India Finance
Supportive leadership and lots of product ownership. Good opportunities to learn new frameworks and lead cross-functional projects.
Salary increments are modest and sometimes roadmaps change quickly which can be stressful.
Friendly team, clear processes.
Compensation is average and growth is slow. Sometimes understaffed which leads to longer hours during month-end.
Interesting datasets and good tools for analysis.
Short contract with low job security. Onboarding was a bit rushed and communication across teams could improve.
